Bank of India ONI Branch IFSC Code

BKID 0001497
Bank of India Logo Bank of India
ONI — RATNAGIRI, MAHARASHTRA
MICR: 416013590 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Bank of India
Branch
ONI
IFSC Code
BKID0001497
MICR Code
416013590
Address
ONI SHIVANE ROAD A P ONI MUMBAI GOA HIGHWAY TAL RAJAPUR PINCODE 416705
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City
RATNAGIRI
District
RATNAGIRI
State
MAHARASHTRA
Contact
+918698623932

How to Use This IFSC Code

NEFT Transfer

Use IFSC code BKID0001497 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code BKID0001497.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code BKID0001497.

IFSC Code Structure

B
K
I
D
0
0
0
1
4
9
7
  • BKID — Bank code (Bank of India)
  • 0 — Reserved (always 0)
  • 001497 — Branch code (ONI)

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Frequently Asked Questions

Is BKID0001497 valid for online transfer?
Yes, BKID0001497 is a valid IFSC code for Bank of India ONI branch in RATNAGIRI, MAHARASHTRA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does BKID0001497 belong to?
BKID0001497 belongs to Bank of India. The first 4 characters "BKID" identify the bank.
What is the MICR code for this branch?
The MICR code for Bank of India ONI is 416013590. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using BKID0001497?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.