Esaf Small Finance Bank PALA Branch IFSC Code

ESMF 0001105
Esaf Small Finance Bank Logo Esaf Small Finance Bank
PALA — KOTTAYAM, KERALA
MICR: 686760302 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✗

Branch Details

Bank
Esaf Small Finance Bank
Branch
PALA
IFSC Code
ESMF0001105
MICR Code
686760302
Address
THE MELHOR BUILDING,GOUND FLOOR, ROOM NO 372, A1, NEAR RTO OFFICE ,CHETHIMATTOM, PALA, KOTTAYAM PIN 686575
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City
KOTTAYAM
District
PALA
State
KERALA
Contact
+918589007880

How to Use This IFSC Code

NEFT Transfer

Use IFSC code ESMF0001105 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code ESMF0001105.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code ESMF0001105.

IFSC Code Structure

E
S
M
F
0
0
0
1
1
0
5
  • ESMF — Bank code (Esaf Small Finance Bank)
  • 0 — Reserved (always 0)
  • 001105 — Branch code (PALA)

Nearby Esaf Small Finance Bank Branches in KOTTAYAM

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Frequently Asked Questions

Is ESMF0001105 valid for online transfer?
Yes, ESMF0001105 is a valid IFSC code for Esaf Small Finance Bank PALA branch in KOTTAYAM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does ESMF0001105 belong to?
ESMF0001105 belongs to Esaf Small Finance Bank. The first 4 characters "ESMF" identify the bank.
What is the MICR code for this branch?
The MICR code for Esaf Small Finance Bank PALA is 686760302. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using ESMF0001105?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.