Esaf Small Finance Bank KOTTAYAM Branch IFSC Code

ESMF 0001132
Esaf Small Finance Bank Logo Esaf Small Finance Bank
KOTTAYAM — KOTTAYAM, KERALA
MICR: 686760002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✗

Branch Details

Bank
Esaf Small Finance Bank
Branch
KOTTAYAM
IFSC Code
ESMF0001132
MICR Code
686760002
Address
ADITHYA COMMERICAL ARCADE,GROUND AND FIRST FLOOR, NO XVI/118B, 118H, MC ROAD, KOTTAYAM KOTTAYAM DISTRICT PIN 686001
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City
KOTTAYAM
District
KOTTAYAM
State
KERALA
Contact
+918589025691

How to Use This IFSC Code

NEFT Transfer

Use IFSC code ESMF0001132 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code ESMF0001132.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code ESMF0001132.

IFSC Code Structure

E
S
M
F
0
0
0
1
1
3
2
  • ESMF — Bank code (Esaf Small Finance Bank)
  • 0 — Reserved (always 0)
  • 001132 — Branch code (KOTTAYAM)

Nearby Esaf Small Finance Bank Branches in KOTTAYAM

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Frequently Asked Questions

Is ESMF0001132 valid for online transfer?
Yes, ESMF0001132 is a valid IFSC code for Esaf Small Finance Bank KOTTAYAM branch in KOTTAYAM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does ESMF0001132 belong to?
ESMF0001132 belongs to Esaf Small Finance Bank. The first 4 characters "ESMF" identify the bank.
What is the MICR code for this branch?
The MICR code for Esaf Small Finance Bank KOTTAYAM is 686760002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using ESMF0001132?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.