Esaf Small Finance Bank KOTTAYAM Branch IFSC Code

ESMF 0001132

Esaf Small Finance Bank

KOTTAYAM — KOTTAYAM, KERALA

MICR: 686760002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✗

Branch Details

Bank: Esaf Small Finance Bank
Branch: KOTTAYAM
IFSC Code: ESMF0001132
MICR Code: 686760002
Address: ADITHYA COMMERICAL ARCADE,GROUND AND FIRST FLOOR, NO XVI/118B, 118H, MC ROAD, KOTTAYAM KOTTAYAM DISTRICT PIN 686001
City: KOTTAYAM
District: KOTTAYAM
State: KERALA
Contact: +918589025691

How to Use This IFSC Code

NEFT Transfer

Use IFSC code ESMF0001132 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code ESMF0001132.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code ESMF0001132.

IFSC Code Structure

ESMF — Bank code (Esaf Small Finance Bank)
0 — Reserved (always 0)
001132 — Branch code (KOTTAYAM)

Nearby Esaf Small Finance Bank Branches in KOTTAYAM

PALA

ESMF0001105

THE MELHOR BUILDING,GOUND FLOOR, ROOM NO 372, A1, NEAR RTO OFFICE ,CHETHIMATTOM, PALA, KOTTAYAM PIN 686575

MICR: 686760302 RTGS ✓ NEFT ✓ IMPS ✓

CHENGALAM EAST

ESMF0001138

ROOM NO 292,GROUND FLOOR,ST ANTONYS SHOPPING COMPLEX,CHENGALAM PAIGA ROAD,KOTTAYAM DISTRICT.PIN 686585

MICR: 686760304 RTGS ✓ NEFT ✓ IMPS ✓

UZHAVOOR

ESMF0001145

222 5,PUTHIYAKUNNEL BUILDINGS,NEAR ST STEPHENS CHURCH,UZHAVOOR,KOTTAYAM DISTRICT,PIN 686634

MICR: 686760303 RTGS ✓ NEFT ✓ IMPS ✓

KANJIRAPPALLY

ESMF0001158

GROUND FLOOR,8 399 A2 A3,TRADE CENTRE,NEAR HP PETROL PUMP,MYCA JUNCTION,KANJIRAPALLY,KOTTAYAM DISTRICT PIN 686512

MICR: 686760152 RTGS ✓ NEFT ✓ IMPS ✓

MANARCAD

ESMF0001164

VETTIKUNNEL ARCADE,NEAR BEST BAKERY,MANARCAD PUTHUPALLY BYPASS ROAD,KOTTAYAM 686019

MICR: 686760003 RTGS ✓ NEFT ✓ IMPS ✓

View all Esaf Small Finance Bank branches in KOTTAYAM →

Frequently Asked Questions

Is ESMF0001132 valid for online transfer?

Yes, ESMF0001132 is a valid IFSC code for Esaf Small Finance Bank KOTTAYAM branch in KOTTAYAM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.

What bank does ESMF0001132 belong to?

ESMF0001132 belongs to Esaf Small Finance Bank. The first 4 characters "ESMF" identify the bank.

What is the MICR code for this branch?

The MICR code for Esaf Small Finance Bank KOTTAYAM is 686760002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.

Can I do RTGS using ESMF0001132?

Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.