HDFC Bank ST JOSEPH Branch IFSC Code
HDFC 0001294
HDFC Bank ST JOSEPH — ERNAKULAM, KERALA
MICR: 682240023
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- HDFC Bank
- Branch
- ST JOSEPH
- IFSC Code
- HDFC0001294
- MICR Code
- 682240023
- City
- ERNAKULAM
- District
- KOCHI
- State
- KERALA
- Contact
- +919895663333
- SWIFT Code
- HDFCINBB
How to Use This IFSC Code
NEFT Transfer
Use IFSC code HDFC0001294 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code HDFC0001294.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code HDFC0001294.
IFSC Code Structure
H
D
F
C
0
0
0
1
2
9
4
- HDFC — Bank code (HDFC Bank)
- 0 — Reserved (always 0)
- 001294 — Branch code (ST JOSEPH)
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Frequently Asked Questions
Is HDFC0001294 valid for online transfer?
Yes, HDFC0001294 is a valid IFSC code for HDFC Bank ST JOSEPH branch in ERNAKULAM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does HDFC0001294 belong to?
HDFC0001294 belongs to HDFC Bank. The first 4 characters "HDFC" identify the bank.
What is the MICR code for this branch?
The MICR code for HDFC Bank ST JOSEPH is 682240023. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using HDFC0001294?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.