HDFC Bank PAYAL Branch IFSC Code
HDFC 0002196
HDFC Bank PAYAL — LUDHIANA, PUNJAB
MICR: 141240021
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- HDFC Bank
- Branch
- PAYAL
- IFSC Code
- HDFC0002196
- MICR Code
- 141240021
- City
- LUDHIANA
- District
- PAYAL
- State
- PUNJAB
- Contact
- +919815331111
- SWIFT Code
- HDFCINBB
How to Use This IFSC Code
NEFT Transfer
Use IFSC code HDFC0002196 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code HDFC0002196.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code HDFC0002196.
IFSC Code Structure
H
D
F
C
0
0
0
2
1
9
6
- HDFC — Bank code (HDFC Bank)
- 0 — Reserved (always 0)
- 002196 — Branch code (PAYAL)
Nearby HDFC Bank Branches in LUDHIANA
THE MALL ROAD
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MICR: 142240002 RTGS ✓ NEFT ✓ IMPS ✓
LUDHIANA - MILLERGANJ - PUNJAB
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MICR: 141240004 RTGS ✓ NEFT ✓ IMPS ✓
JAGRAON
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MICR: 142240003 RTGS ✓ NEFT ✓ IMPS ✓
LUDHIANA - SUNDER NAGAR
HDFC0000606
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MICR: 141240005 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is HDFC0002196 valid for online transfer?
Yes, HDFC0002196 is a valid IFSC code for HDFC Bank PAYAL branch in LUDHIANA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does HDFC0002196 belong to?
HDFC0002196 belongs to HDFC Bank. The first 4 characters "HDFC" identify the bank.
What is the MICR code for this branch?
The MICR code for HDFC Bank PAYAL is 141240021. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using HDFC0002196?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.