HDFC Bank MALOUD Branch IFSC Code
HDFC 0003074
HDFC Bank MALOUD — LUDHIANA, PUNJAB
MICR: 141240044
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- HDFC Bank
- Branch
- MALOUD
- IFSC Code
- HDFC0003074
- MICR Code
- 141240044
- City
- LUDHIANA
- District
- LUDHIANA
- State
- PUNJAB
- Contact
- +919815331111
- SWIFT Code
- HDFCINBB
How to Use This IFSC Code
NEFT Transfer
Use IFSC code HDFC0003074 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code HDFC0003074.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code HDFC0003074.
IFSC Code Structure
H
D
F
C
0
0
0
3
0
7
4
- HDFC — Bank code (HDFC Bank)
- 0 — Reserved (always 0)
- 003074 — Branch code (MALOUD)
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LUDHIANA - MILLERGANJ - PUNJAB
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Frequently Asked Questions
Is HDFC0003074 valid for online transfer?
Yes, HDFC0003074 is a valid IFSC code for HDFC Bank MALOUD branch in LUDHIANA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does HDFC0003074 belong to?
HDFC0003074 belongs to HDFC Bank. The first 4 characters "HDFC" identify the bank.
What is the MICR code for this branch?
The MICR code for HDFC Bank MALOUD is 141240044. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using HDFC0003074?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.