IDBI LUDHIANA Branch IFSC Code

IBKL 0000043
IDBI Logo IDBI
LUDHIANA — LUDHIANA, PUNJAB
MICR: 141259002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
IDBI
Branch
LUDHIANA
IFSC Code
IBKL0000043
MICR Code
141259002
Address
SCO 126-128, KALINGA TOWERS,FEROZE GANDHI MARKET,
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City
LUDHIANA
District
LUDHIANA
State
PUNJAB
Contact
+919928020362

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IBKL0000043 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IBKL0000043.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IBKL0000043.

IFSC Code Structure

I
B
K
L
0
0
0
0
0
4
3
  • IBKL — Bank code (IDBI)
  • 0 — Reserved (always 0)
  • 000043 — Branch code (LUDHIANA)

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Frequently Asked Questions

Is IBKL0000043 valid for online transfer?
Yes, IBKL0000043 is a valid IFSC code for IDBI LUDHIANA branch in LUDHIANA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IBKL0000043 belong to?
IBKL0000043 belongs to IDBI. The first 4 characters "IBKL" identify the bank.
What is the MICR code for this branch?
The MICR code for IDBI LUDHIANA is 141259002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IBKL0000043?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.