IDBI LUDHIANA MAIN BRANCH Branch IFSC Code

IBKL 0000144
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LUDHIANA MAIN BRANCH — LUDHIANA, PUNJAB
MICR: 141259003 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
IDBI
Branch
LUDHIANA MAIN BRANCH
IFSC Code
IBKL0000144
MICR Code
141259003
Address
B- 15/295, NEAR OLD OSWAL MILLS, MILLERGANJ, G.T. ROAD, LUDHIANA
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City
LUDHIANA
District
LUDHIANA
State
PUNJAB
Contact
+919988851704

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IBKL0000144 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IBKL0000144.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IBKL0000144.

IFSC Code Structure

I
B
K
L
0
0
0
0
1
4
4
  • IBKL — Bank code (IDBI)
  • 0 — Reserved (always 0)
  • 000144 — Branch code (LUDHIANA MAIN BRANCH)

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Frequently Asked Questions

Is IBKL0000144 valid for online transfer?
Yes, IBKL0000144 is a valid IFSC code for IDBI LUDHIANA MAIN BRANCH branch in LUDHIANA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IBKL0000144 belong to?
IBKL0000144 belongs to IDBI. The first 4 characters "IBKL" identify the bank.
What is the MICR code for this branch?
The MICR code for IDBI LUDHIANA MAIN BRANCH is 141259003. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IBKL0000144?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.