Indusind Bank LUDHIANA Branch IFSC Code

INDB 0000020
Indusind Bank Logo Indusind Bank
LUDHIANA — LUDHIANA, PUNJAB
MICR: 141234002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indusind Bank
Branch
LUDHIANA
IFSC Code
INDB0000020
MICR Code
141234002
Address
SCO 12, 13, CANAL COLONY, NEAR NRI SILK STORE, PAKHOWAL ROAD, LUDHIANA 141 001
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City
LUDHIANA
District
LUDHIANA
State
PUNJAB

How to Use This IFSC Code

NEFT Transfer

Use IFSC code INDB0000020 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code INDB0000020.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code INDB0000020.

IFSC Code Structure

I
N
D
B
0
0
0
0
0
2
0
  • INDB — Bank code (Indusind Bank)
  • 0 — Reserved (always 0)
  • 000020 — Branch code (LUDHIANA)

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Frequently Asked Questions

Is INDB0000020 valid for online transfer?
Yes, INDB0000020 is a valid IFSC code for Indusind Bank LUDHIANA branch in LUDHIANA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does INDB0000020 belong to?
INDB0000020 belongs to Indusind Bank. The first 4 characters "INDB" identify the bank.
What is the MICR code for this branch?
The MICR code for Indusind Bank LUDHIANA is 141234002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using INDB0000020?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.