Indusind Bank MILLERGANJ, LUDHIANA Branch IFSC Code

INDB 0000163
Indusind Bank Logo Indusind Bank
MILLERGANJ, LUDHIANA — LUDHIANA, PUNJAB
MICR: 141234521 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indusind Bank
Branch
MILLERGANJ, LUDHIANA
IFSC Code
INDB0000163
MICR Code
141234521
Address
LOWER GROUND FLOOR, GANAPATI TOWERS, GILL ROAD, NEAR CYCLE MARKET, MILLERGANJ, LUDHIANA 141003 PUNJAB
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City
LUDHIANA
District
LUDHIANA
State
PUNJAB

How to Use This IFSC Code

NEFT Transfer

Use IFSC code INDB0000163 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code INDB0000163.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code INDB0000163.

IFSC Code Structure

I
N
D
B
0
0
0
0
1
6
3
  • INDB — Bank code (Indusind Bank)
  • 0 — Reserved (always 0)
  • 000163 — Branch code (MILLERGANJ, LUDHIANA)

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Frequently Asked Questions

Is INDB0000163 valid for online transfer?
Yes, INDB0000163 is a valid IFSC code for Indusind Bank MILLERGANJ, LUDHIANA branch in LUDHIANA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does INDB0000163 belong to?
INDB0000163 belongs to Indusind Bank. The first 4 characters "INDB" identify the bank.
What is the MICR code for this branch?
The MICR code for Indusind Bank MILLERGANJ, LUDHIANA is 141234521. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using INDB0000163?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.