Indian Overseas Bank AMINJIKARAI Branch IFSC Code

IOBA 0000005
Indian Overseas Bank Logo Indian Overseas Bank
AMINJIKARAI — CHENNAI, TAMIL NADU
MICR: 600020015 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
AMINJIKARAI
IFSC Code
IOBA0000005
MICR Code
600020015
Address
OLD 248, 409, POONAMALLE HIGH ROAD, AMINJIKARAI, CHENNAI 600029
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City
CHENNAI
District
CHENNAI
State
TAMIL NADU
Contact
26681111

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000005 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000005.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000005.

IFSC Code Structure

I
O
B
A
0
0
0
0
0
0
5
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000005 — Branch code (AMINJIKARAI)

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Frequently Asked Questions

Is IOBA0000005 valid for online transfer?
Yes, IOBA0000005 is a valid IFSC code for Indian Overseas Bank AMINJIKARAI branch in CHENNAI, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000005 belong to?
IOBA0000005 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank AMINJIKARAI is 600020015. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000005?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.