Indian Overseas Bank KODAMBAKKAM Branch IFSC Code

IOBA 0000038
Indian Overseas Bank Logo Indian Overseas Bank
KODAMBAKKAM — CHENNAI, TAMIL NADU
MICR: 600020014 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
KODAMBAKKAM
IFSC Code
IOBA0000038
MICR Code
600020014
Address
292, ARCOT ROAD, KODAMBAKKAM , CHENNAI - 600 024
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City
CHENNAI
District
CHENNAI
State
TAMIL NADU
Contact
24801145

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000038 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000038.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000038.

IFSC Code Structure

I
O
B
A
0
0
0
0
0
3
8
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000038 — Branch code (KODAMBAKKAM)

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Frequently Asked Questions

Is IOBA0000038 valid for online transfer?
Yes, IOBA0000038 is a valid IFSC code for Indian Overseas Bank KODAMBAKKAM branch in CHENNAI, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000038 belong to?
IOBA0000038 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KODAMBAKKAM is 600020014. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000038?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.