Indian Overseas Bank VALAPATANAM Branch IFSC Code
IOBA 0000010
Indian Overseas Bank VALAPATANAM — KANNUR, KERALA
MICR: 670020003
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- VALAPATANAM
- IFSC Code
- IOBA0000010
- MICR Code
- 670020003
- City
- KANNUR
- District
- BALIAPATAM
- State
- KERALA
- Contact
- +914972778026
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0000010 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000010.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000010.
IFSC Code Structure
I
O
B
A
0
0
0
0
0
1
0
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 000010 — Branch code (VALAPATANAM)
Nearby Indian Overseas Bank Branches in KANNUR
TELLICHERRY
IOBA0001024
XIX BY 55,NARANGAPURAM,THALASSERY PIN 670101
MICR: 670020102 RTGS ✓ NEFT ✓ IMPS ✓
PAYYANUR
IOBA0001439
NEAR OLD POST OFFICE,MAIN ROAD,PAYYANUR PIN 670307
MICR: 670020152 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0000010 valid for online transfer?
Yes, IOBA0000010 is a valid IFSC code for Indian Overseas Bank VALAPATANAM branch in KANNUR, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000010 belong to?
IOBA0000010 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank VALAPATANAM is 670020003. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000010?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.