Indian Overseas Bank PAYYANUR Branch IFSC Code
IOBA 0001439
Indian Overseas Bank PAYYANUR — KANNUR, KERALA
MICR: 670020152
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- PAYYANUR
- IFSC Code
- IOBA0001439
- MICR Code
- 670020152
- City
- KANNUR
- District
- PAYYANNUR
- State
- KERALA
- Contact
- +914985205513
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0001439 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001439.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001439.
IFSC Code Structure
I
O
B
A
0
0
0
1
4
3
9
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 001439 — Branch code (PAYYANUR)
Nearby Indian Overseas Bank Branches in KANNUR
VALAPATANAM
IOBA0000010
B P 11 BY 293 A,STATION RD,VALAPATNAM
MICR: 670020003 RTGS ✓ NEFT ✓ IMPS ✓
TELLICHERRY
IOBA0001024
XIX BY 55,NARANGAPURAM,THALASSERY PIN 670101
MICR: 670020102 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0001439 valid for online transfer?
Yes, IOBA0001439 is a valid IFSC code for Indian Overseas Bank PAYYANUR branch in KANNUR, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001439 belong to?
IOBA0001439 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank PAYYANUR is 670020152. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001439?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.