Indian Overseas Bank CUDDALORE Branch IFSC Code

IOBA 0000021
Indian Overseas Bank Logo Indian Overseas Bank
CUDDALORE — CUDDALORE, TAMIL NADU
MICR: 605020012 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
CUDDALORE
IFSC Code
IOBA0000021
MICR Code
605020012
Address
NO. 18 IMPERIAL RD, CUDDALORE
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City
CUDDALORE
District
CUDDALORE
State
TAMIL NADU
Contact
+914142238135

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000021 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000021.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000021.

IFSC Code Structure

I
O
B
A
0
0
0
0
0
2
1
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000021 — Branch code (CUDDALORE)

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Frequently Asked Questions

Is IOBA0000021 valid for online transfer?
Yes, IOBA0000021 is a valid IFSC code for Indian Overseas Bank CUDDALORE branch in CUDDALORE, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000021 belong to?
IOBA0000021 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank CUDDALORE is 605020012. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000021?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.