Indian Overseas Bank VADALUR Branch IFSC Code
IOBA 0000281
Indian Overseas Bank VADALUR — CUDDALORE, TAMIL NADU
MICR: 607020203
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- VADALUR
- IFSC Code
- IOBA0000281
- MICR Code
- 607020203
- Address
- 1 FLOOR, SAKTHI MURUGAN COMPLEX, VIRUDHACHALAM CUDDALORE ROAD, VADALUR PIN 607303 Open in Google Maps
- City
- CUDDALORE
- District
- CUDDALORE
- State
- TAMIL NADU
- Contact
- 259237
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0000281 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000281.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000281.
IFSC Code Structure
I
O
B
A
0
0
0
0
2
8
1
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 000281 — Branch code (VADALUR)
Nearby Indian Overseas Bank Branches in CUDDALORE
CUDDALORE
IOBA0000021
NO. 18 IMPERIAL RD, CUDDALORE
MICR: 605020012 RTGS ✓ NEFT ✓ IMPS ✓
PORTONOVO
IOBA0000071
HANIFA MANSION, KEERAKARA STREET, PORTONOVO, PIN 608052
MICR: 605020020 RTGS ✓ NEFT ✓ IMPS ✓
NADUVEERAPATTU
IOBA0000280
15 BY 52 C NORTH STREET NADUVEERAPATTU PIN 607102
MICR: 605020019 RTGS ✓ NEFT ✓ IMPS ✓
MANGALAMPETTAI
IOBA0000693
3 OLD WEAVERS STREET MANGALAMPETTAI PIN 606104
MICR: 606020103 RTGS ✓ NEFT ✓ IMPS ✓
ERAIYUR
IOBA0000715
PANDIT JAWAHARLALNEHRU SUGAR MILLS CAMPUS ERAIYUR PIN 621133
MICR: 621020304 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0000281 valid for online transfer?
Yes, IOBA0000281 is a valid IFSC code for Indian Overseas Bank VADALUR branch in CUDDALORE, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000281 belong to?
IOBA0000281 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank VADALUR is 607020203. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000281?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.