Indian Overseas Bank CUTTACK Branch IFSC Code

IOBA 0000022
Indian Overseas Bank Logo Indian Overseas Bank
CUTTACK — CUTTACK, ODISHA
MICR: 753020002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
CUTTACK
IFSC Code
IOBA0000022
MICR Code
753020002
Address
P.K. PARIJA ROAD, OPP HOWRAH MOTORS, CUTTACK. PIN 753001
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City
CUTTACK
District
CUTTACK
State
ODISHA
Contact
+916712304343

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000022 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000022.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000022.

IFSC Code Structure

I
O
B
A
0
0
0
0
0
2
2
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000022 — Branch code (CUTTACK)

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Frequently Asked Questions

Is IOBA0000022 valid for online transfer?
Yes, IOBA0000022 is a valid IFSC code for Indian Overseas Bank CUTTACK branch in CUTTACK, ODISHA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000022 belong to?
IOBA0000022 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank CUTTACK is 753020002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000022?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.