Indian Overseas Bank CUTTACK JOBRA Branch IFSC Code

IOBA 0001247
Indian Overseas Bank Logo Indian Overseas Bank
CUTTACK JOBRA — CUTTACK, ODISHA
MICR: 753020003 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
CUTTACK JOBRA
IFSC Code
IOBA0001247
MICR Code
753020003
Address
PL 131 A VIKAS SADAN JOBRA POST COLLEGE SQUARE CUTTACK PIN 753003
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City
CUTTACK
District
CUTTACK
State
ODISHA
Contact
2548032

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0001247 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001247.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001247.

IFSC Code Structure

I
O
B
A
0
0
0
1
2
4
7
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 001247 — Branch code (CUTTACK JOBRA)

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Frequently Asked Questions

Is IOBA0001247 valid for online transfer?
Yes, IOBA0001247 is a valid IFSC code for Indian Overseas Bank CUTTACK JOBRA branch in CUTTACK, ODISHA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001247 belong to?
IOBA0001247 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank CUTTACK JOBRA is 753020003. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001247?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.