Indian Overseas Bank KARAIKAL Branch IFSC Code
IOBA 0000033
Indian Overseas Bank KARAIKAL — KARAIKAL, PUDUCHERRY
MICR: 609020102
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- KARAIKAL
- IFSC Code
- IOBA0000033
- MICR Code
- 609020102
- City
- KARAIKAL
- District
- KARAIKAL
- State
- PUDUCHERRY
- Contact
- +914368222423
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0000033 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000033.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000033.
IFSC Code Structure
I
O
B
A
0
0
0
0
0
3
3
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 000033 — Branch code (KARAIKAL)
Nearby Indian Overseas Bank Branches in KARAIKAL
TIRUNALLAR
IOBA0000261
GR FLOOR, SHOPPING COMP BLDG NORTH MAIN ROAD, TIRUNALLAR VIA KARAIKAL PIN 609607
MICR: 609020106 RTGS ✓ NEFT ✓ IMPS ✓
THIRUMALARAIYAPATTINAM
IOBA0000262
282,GANDHI SALAI,THIRUMALARAIYAPATTINAM,VIA KARAIKAL 609606
MICR: 609020105 RTGS ✓ NEFT ✓ IMPS ✓
AMBAGARATHUR
IOBA0000540
164 MAIN ROAD AMBAGARATHUR PIN 609601
MICR: 609020103 RTGS ✓ NEFT ✓ IMPS ✓
NEDUNGADU
IOBA0000773
29 A KAMARAJAR SALAI NEDUNGADU PIN 609603
MICR: 609020104 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0000033 valid for online transfer?
Yes, IOBA0000033 is a valid IFSC code for Indian Overseas Bank KARAIKAL branch in KARAIKAL, PUDUCHERRY. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000033 belong to?
IOBA0000033 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KARAIKAL is 609020102. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000033?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.