Indian Overseas Bank AMBAGARATHUR Branch IFSC Code
IOBA 0000540
Indian Overseas Bank AMBAGARATHUR — KARAIKAL, PUDUCHERRY
MICR: 609020103
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- AMBAGARATHUR
- IFSC Code
- IOBA0000540
- MICR Code
- 609020103
- City
- KARAIKAL
- District
- AMBAGARATHUR
- State
- PUDUCHERRY
- Contact
- 252225
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0000540 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000540.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000540.
IFSC Code Structure
I
O
B
A
0
0
0
0
5
4
0
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 000540 — Branch code (AMBAGARATHUR)
Nearby Indian Overseas Bank Branches in KARAIKAL
KARAIKAL
IOBA0000033
163 B CHURCH STREET, KARAIKAL
MICR: 609020102 RTGS ✓ NEFT ✓ IMPS ✓
TIRUNALLAR
IOBA0000261
GR FLOOR, SHOPPING COMP BLDG NORTH MAIN ROAD, TIRUNALLAR VIA KARAIKAL PIN 609607
MICR: 609020106 RTGS ✓ NEFT ✓ IMPS ✓
THIRUMALARAIYAPATTINAM
IOBA0000262
282,GANDHI SALAI,THIRUMALARAIYAPATTINAM,VIA KARAIKAL 609606
MICR: 609020105 RTGS ✓ NEFT ✓ IMPS ✓
NEDUNGADU
IOBA0000773
29 A KAMARAJAR SALAI NEDUNGADU PIN 609603
MICR: 609020104 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0000540 valid for online transfer?
Yes, IOBA0000540 is a valid IFSC code for Indian Overseas Bank AMBAGARATHUR branch in KARAIKAL, PUDUCHERRY. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000540 belong to?
IOBA0000540 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank AMBAGARATHUR is 609020103. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000540?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.