Indian Overseas Bank KAROL BAGH Branch IFSC Code

IOBA 0000035
Indian Overseas Bank Logo Indian Overseas Bank
KAROL BAGH — NEW DELHI, DELHI
MICR: 110020009 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
KAROL BAGH
IFSC Code
IOBA0000035
MICR Code
110020009
Address
10222 AND 10223, GURUDWARA ROAD, KAROL BAGH, NEW DELHI - 110005
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City
NEW DELHI
District
DELHI
State
DELHI
Contact
28753032

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000035 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000035.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000035.

IFSC Code Structure

I
O
B
A
0
0
0
0
0
3
5
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000035 — Branch code (KAROL BAGH)

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Frequently Asked Questions

Is IOBA0000035 valid for online transfer?
Yes, IOBA0000035 is a valid IFSC code for Indian Overseas Bank KAROL BAGH branch in NEW DELHI, DELHI. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000035 belong to?
IOBA0000035 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KAROL BAGH is 110020009. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000035?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.