Indian Overseas Bank DEFENCE COLONY Branch IFSC Code

IOBA 0000115
Indian Overseas Bank Logo Indian Overseas Bank
DEFENCE COLONY — NEW DELHI, DELHI
MICR: 110020006 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
DEFENCE COLONY
IFSC Code
IOBA0000115
MICR Code
110020006
Address
UNIT A - 19, MOOL CHAND SHOPPING COMPLEX RING ROAD, DEFENCE COLONY, NEW DELHI, PIN - 110024
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City
NEW DELHI
District
DELHI
State
DELHI
Contact
24692335

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000115 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000115.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000115.

IFSC Code Structure

I
O
B
A
0
0
0
0
1
1
5
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000115 — Branch code (DEFENCE COLONY)

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Frequently Asked Questions

Is IOBA0000115 valid for online transfer?
Yes, IOBA0000115 is a valid IFSC code for Indian Overseas Bank DEFENCE COLONY branch in NEW DELHI, DELHI. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000115 belong to?
IOBA0000115 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank DEFENCE COLONY is 110020006. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000115?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.