Indian Overseas Bank KOZHIKODE Branch IFSC Code

IOBA 0000041
Indian Overseas Bank Logo Indian Overseas Bank
KOZHIKODE — KOZHIKODE, KERALA
MICR: 673020002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
KOZHIKODE
IFSC Code
IOBA0000041
MICR Code
673020002
Address
11 BY 41 C M SONS ARCADE,CHEROOTY RD,KOZHIKODE
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City
KOZHIKODE
District
CALICUT
State
KERALA
Contact
+914952366264

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000041 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000041.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000041.

IFSC Code Structure

I
O
B
A
0
0
0
0
0
4
1
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000041 — Branch code (KOZHIKODE)

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Frequently Asked Questions

Is IOBA0000041 valid for online transfer?
Yes, IOBA0000041 is a valid IFSC code for Indian Overseas Bank KOZHIKODE branch in KOZHIKODE, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000041 belong to?
IOBA0000041 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KOZHIKODE is 673020002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000041?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.