Indian Overseas Bank VADAKARA Branch IFSC Code

IOBA 0001455
Indian Overseas Bank Logo Indian Overseas Bank
VADAKARA — KOZHIKODE, KERALA
MICR: 673020302 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
VADAKARA
IFSC Code
IOBA0001455
MICR Code
673020302
Address
21 BY 350,SHAJAHAN TOWER NARAYANA NAGAR,VADAKARA PIN 673101
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City
KOZHIKODE
District
VADAKARA
State
KERALA
Contact
2525502

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0001455 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001455.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001455.

IFSC Code Structure

I
O
B
A
0
0
0
1
4
5
5
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 001455 — Branch code (VADAKARA)

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Frequently Asked Questions

Is IOBA0001455 valid for online transfer?
Yes, IOBA0001455 is a valid IFSC code for Indian Overseas Bank VADAKARA branch in KOZHIKODE, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001455 belong to?
IOBA0001455 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank VADAKARA is 673020302. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001455?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.