Indian Overseas Bank KULITALAI Branch IFSC Code

IOBA 0000043
Indian Overseas Bank Logo Indian Overseas Bank
KULITALAI — KARUR, TAMIL NADU
MICR: 639020102 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
KULITALAI
IFSC Code
IOBA0000043
MICR Code
639020102
Address
9, ANDAR MAIN ROAD, KULITHALIA639104
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City
KARUR
District
KULITHALAI
State
TAMIL NADU
Contact
+914323222072

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000043 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000043.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000043.

IFSC Code Structure

I
O
B
A
0
0
0
0
0
4
3
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000043 — Branch code (KULITALAI)

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Frequently Asked Questions

Is IOBA0000043 valid for online transfer?
Yes, IOBA0000043 is a valid IFSC code for Indian Overseas Bank KULITALAI branch in KARUR, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000043 belong to?
IOBA0000043 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KULITALAI is 639020102. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000043?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.