Indian Overseas Bank LALAPET Branch IFSC Code

IOBA 0000254
Indian Overseas Bank Logo Indian Overseas Bank
LALAPET — KARUR, TAMIL NADU
MICR: 639020103 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
LALAPET
IFSC Code
IOBA0000254
MICR Code
639020103
Address
A R ANBUILLAM, MAIN ROAD, LALAPET POST, LALAPET639105
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City
KARUR
District
KULITHALAI
State
TAMIL NADU
Contact
242231

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000254 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000254.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000254.

IFSC Code Structure

I
O
B
A
0
0
0
0
2
5
4
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000254 — Branch code (LALAPET)

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Frequently Asked Questions

Is IOBA0000254 valid for online transfer?
Yes, IOBA0000254 is a valid IFSC code for Indian Overseas Bank LALAPET branch in KARUR, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000254 belong to?
IOBA0000254 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank LALAPET is 639020103. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000254?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.