Indian Overseas Bank PALAKKAD Branch IFSC Code
IOBA 0000068
Indian Overseas Bank PALAKKAD — PALAKKAD, KERALA
MICR: 678020002
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- PALAKKAD
- IFSC Code
- IOBA0000068
- MICR Code
- 678020002
- City
- PALAKKAD
- District
- PALAKKAD
- State
- KERALA
- Contact
- +914912544228
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0000068 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000068.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000068.
IFSC Code Structure
I
O
B
A
0
0
0
0
0
6
8
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 000068 — Branch code (PALAKKAD)
Nearby Indian Overseas Bank Branches in PALAKKAD
KANJIKODE
IOBA0000357
15 BY 90 E OPP TO TATAFONE NATIONAL HIGHWAY KANJIKODE PIN 678623
MICR: 678020003 RTGS ✓ NEFT ✓ IMPS ✓
MANNARKKAD
IOBA0001902
KOZHIKODE
MICR: 678020152 RTGS ✓ NEFT ✓ IMPS ✓
SHORANUR
IOBA0002489
13 BY 7,SHORANUR,PALAKKAD DIST,KERALA,PIN 679121
MICR: 679020052 RTGS ✓ NEFT ✓ IMPS ✓
OTTAPALAM
IOBA0002563
23BY364 10 15 I FLOOR ROYAL PLAZA OTTAPALAM PALAKAD
MICR: 679020002 RTGS ✓ NEFT ✓ IMPS ✓
KOLLENGODE
IOBA0003191
OPP PST PETROL PUMP,POLLACHI ROAD,KOLLENGODE,PALAKKAD 678506
RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0000068 valid for online transfer?
Yes, IOBA0000068 is a valid IFSC code for Indian Overseas Bank PALAKKAD branch in PALAKKAD, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000068 belong to?
IOBA0000068 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank PALAKKAD is 678020002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000068?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.