Indian Overseas Bank OTTAPALAM Branch IFSC Code
IOBA 0002563
Indian Overseas Bank OTTAPALAM — PALAKKAD, KERALA
MICR: 679020002
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- OTTAPALAM
- IFSC Code
- IOBA0002563
- MICR Code
- 679020002
- City
- PALAKKAD
- District
- OTTAPALAM
- State
- KERALA
- Contact
- 2244203
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0002563 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002563.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002563.
IFSC Code Structure
I
O
B
A
0
0
0
2
5
6
3
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 002563 — Branch code (OTTAPALAM)
Nearby Indian Overseas Bank Branches in PALAKKAD
PALAKKAD
IOBA0000068
12 BY 835 G B RD,PALAKKAD
MICR: 678020002 RTGS ✓ NEFT ✓ IMPS ✓
KANJIKODE
IOBA0000357
15 BY 90 E OPP TO TATAFONE NATIONAL HIGHWAY KANJIKODE PIN 678623
MICR: 678020003 RTGS ✓ NEFT ✓ IMPS ✓
MANNARKKAD
IOBA0001902
KOZHIKODE
MICR: 678020152 RTGS ✓ NEFT ✓ IMPS ✓
SHORANUR
IOBA0002489
13 BY 7,SHORANUR,PALAKKAD DIST,KERALA,PIN 679121
MICR: 679020052 RTGS ✓ NEFT ✓ IMPS ✓
KOLLENGODE
IOBA0003191
OPP PST PETROL PUMP,POLLACHI ROAD,KOLLENGODE,PALAKKAD 678506
RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0002563 valid for online transfer?
Yes, IOBA0002563 is a valid IFSC code for Indian Overseas Bank OTTAPALAM branch in PALAKKAD, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002563 belong to?
IOBA0002563 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank OTTAPALAM is 679020002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002563?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.