Indian Overseas Bank MUMBAI Branch IFSC Code

IOBA 0000089
Indian Overseas Bank Logo Indian Overseas Bank
MUMBAI — THANE, MAHARASHTRA
MICR: 400020034 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
MUMBAI
IFSC Code
IOBA0000089
MICR Code
400020034
Address
ARJUNA TOWERS, GOKHALE ROAD, THANE WEST, NAUPADA, THANE TALUK 400602
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City
THANE
District
MUMBAI
State
MAHARASHTRA
Contact
+912225384031

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000089 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000089.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000089.

IFSC Code Structure

I
O
B
A
0
0
0
0
0
8
9
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000089 — Branch code (MUMBAI)

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Frequently Asked Questions

Is IOBA0000089 valid for online transfer?
Yes, IOBA0000089 is a valid IFSC code for Indian Overseas Bank MUMBAI branch in THANE, MAHARASHTRA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000089 belong to?
IOBA0000089 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank MUMBAI is 400020034. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000089?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.