Indian Overseas Bank LOK GRAM Branch IFSC Code

IOBA 0001593
Indian Overseas Bank Logo Indian Overseas Bank
LOK GRAM — THANE, MAHARASHTRA
MICR: 400020050 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
LOK GRAM
IFSC Code
IOBA0001593
MICR Code
400020050
Address
J BUILDING, GROUND FLR, D WARD, ATHMARAM NAGAR, LOKGRAM KALYAN EAST PIN 421306
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City
THANE
District
KALYAN
State
MAHARASHTRA
Contact
22671080

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0001593 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001593.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001593.

IFSC Code Structure

I
O
B
A
0
0
0
1
5
9
3
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 001593 — Branch code (LOK GRAM)

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Frequently Asked Questions

Is IOBA0001593 valid for online transfer?
Yes, IOBA0001593 is a valid IFSC code for Indian Overseas Bank LOK GRAM branch in THANE, MAHARASHTRA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001593 belong to?
IOBA0001593 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank LOK GRAM is 400020050. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001593?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.