Indian Overseas Bank SURAT Branch IFSC Code
IOBA 0000112
Indian Overseas Bank SURAT — SURAT, GUJARAT
MICR: 395020002
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- SURAT
- IFSC Code
- IOBA0000112
- MICR Code
- 395020002
- City
- SURAT
- District
- SURAT
- State
- GUJARAT
- Contact
- +912612322209
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0000112 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000112.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000112.
IFSC Code Structure
I
O
B
A
0
0
0
0
1
1
2
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 000112 — Branch code (SURAT)
Nearby Indian Overseas Bank Branches in SURAT
HAJIRA
IOBA0000880
1 BY 30 HAJIRA PIN 394270
MICR: 395020004 RTGS ✓ NEFT ✓ IMPS ✓
AMROLI
IOBA0001215
283 BY 1 AMROLI VILLAGE,AMROLI PO NASWADI TALUK AMROLI PIN 391150
MICR: 391020501 RTGS ✓ NEFT ✓ IMPS ✓
ADAJAN
IOBA0001557
C WING,PRIME ARCADE,MEZANINE FLOOR,ANAND MAHAL RD,ADAJAN SURAT
MICR: 395020005 RTGS ✓ NEFT ✓ IMPS ✓
SAMROLI
IOBA0002241
DEVARSHI APARTMENT SAMROLI P.O CHIKHLI DIST.NAVSARI 396521
MICR: 396020501 RTGS ✓ NEFT ✓ IMPS ✓
SACHIN
IOBA0002392
RADHIKA COMPLEX,SHOP NO 1 AND 2,OPP L D HIGH SCHOOL,STATION ROAD,PIN 394230
MICR: 395020006 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0000112 valid for online transfer?
Yes, IOBA0000112 is a valid IFSC code for Indian Overseas Bank SURAT branch in SURAT, GUJARAT. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000112 belong to?
IOBA0000112 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank SURAT is 395020002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000112?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.