Indian Overseas Bank ADAJAN Branch IFSC Code
IOBA 0001557
Indian Overseas Bank ADAJAN — SURAT, GUJARAT
MICR: 395020005
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- ADAJAN
- IFSC Code
- IOBA0001557
- MICR Code
- 395020005
- City
- SURAT
- District
- SURAT
- State
- GUJARAT
- Contact
- 2321287
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0001557 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001557.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001557.
IFSC Code Structure
I
O
B
A
0
0
0
1
5
5
7
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 001557 — Branch code (ADAJAN)
Nearby Indian Overseas Bank Branches in SURAT
SURAT
IOBA0000112
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MICR: 395020002 RTGS ✓ NEFT ✓ IMPS ✓
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MICR: 395020004 RTGS ✓ NEFT ✓ IMPS ✓
AMROLI
IOBA0001215
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SAMROLI
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SACHIN
IOBA0002392
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MICR: 395020006 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0001557 valid for online transfer?
Yes, IOBA0001557 is a valid IFSC code for Indian Overseas Bank ADAJAN branch in SURAT, GUJARAT. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001557 belong to?
IOBA0001557 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank ADAJAN is 395020005. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001557?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.