Indian Overseas Bank RAMACHANDRAPURAM Branch IFSC Code
IOBA 0000227
Indian Overseas Bank RAMACHANDRAPURAM — SIVAGANGA, TAMIL NADU
MICR: 622020004
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- RAMACHANDRAPURAM
- IFSC Code
- IOBA0000227
- MICR Code
- 622020004
- City
- SIVAGANGA
- District
- KARAIKUDI
- State
- TAMIL NADU
- Contact
- 272249
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0000227 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000227.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000227.
IFSC Code Structure
I
O
B
A
0
0
0
0
2
2
7
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 000227 — Branch code (RAMACHANDRAPURAM)
Nearby Indian Overseas Bank Branches in SIVAGANGA
DEVAKOTTAI
IOBA0000023
20,THIAGIGAL RD,DEVAKOTTAI 630302
MICR: 630020102 RTGS ✓ NEFT ✓ IMPS ✓
KARAIKUDI
IOBA0000034
72,73,74,SEKKALAI ROAD,KARAIKUDI PIN 630001
MICR: 630020002 RTGS ✓ NEFT ✓ IMPS ✓
KILASAVALPATTI
IOBA0000037
1 BY 68 69 WEST SIVANKOIL STREET630205
MICR: 630020003 RTGS ✓ NEFT ✓ IMPS ✓
SIVAGANGA
IOBA0000084
253,GANDHI RD,SIVAGANGA 630560
MICR: 630020202 RTGS ✓ NEFT ✓ IMPS ✓
ATTANGUDI
IOBA0000116
SURVEY NO.529 BY 2 KONAPET MAIN ROAD ATTANGUDI PIN 630101
MICR: 630020004 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0000227 valid for online transfer?
Yes, IOBA0000227 is a valid IFSC code for Indian Overseas Bank RAMACHANDRAPURAM branch in SIVAGANGA, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000227 belong to?
IOBA0000227 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank RAMACHANDRAPURAM is 622020004. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000227?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.