Indian Overseas Bank DALIGANJ Branch IFSC Code
IOBA 0000248
Indian Overseas Bank DALIGANJ — LUCKNOW, UTTAR PRADESH
MICR: 226020005
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- DALIGANJ
- IFSC Code
- IOBA0000248
- MICR Code
- 226020005
- City
- LUCKNOW
- District
- LUCKNOW
- State
- UTTAR PRADESH
- Contact
- 2740427
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0000248 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000248.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000248.
IFSC Code Structure
I
O
B
A
0
0
0
0
2
4
8
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 000248 — Branch code (DALIGANJ)
Nearby Indian Overseas Bank Branches in LUCKNOW
LUCKNOW
IOBA0000207
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MICR: 226020002 RTGS ✓ NEFT ✓ IMPS ✓
AMINABAD
IOBA0000382
G P V MEM SOCIETY BLDG,AMINUDDAULA PARK,AMINABAD,LUCKNOW
MICR: 226020003 RTGS ✓ NEFT ✓ IMPS ✓
INDIRA NGR
IOBA0000684
B213,INDIRA NGR,LUCKNOW
MICR: 226020007 RTGS ✓ NEFT ✓ IMPS ✓
R O LUCKNOW
IOBA0000814
POST BOX NO 343 DOOR NO 10,NAV CHETNA KENDRA IIIFLOOR ASHOK MARG LUCKNOW PIN CODE 226001
RTGS ✓ NEFT ✓ IMPS ✓
GOLAGANJ
IOBA0000995
JAGAT NARAIN RD,GOLAGANJ,LUCKNOW
MICR: 226020006 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0000248 valid for online transfer?
Yes, IOBA0000248 is a valid IFSC code for Indian Overseas Bank DALIGANJ branch in LUCKNOW, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000248 belong to?
IOBA0000248 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank DALIGANJ is 226020005. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000248?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.