Indian Overseas Bank GOLAGANJ Branch IFSC Code

IOBA 0000995
Indian Overseas Bank Logo Indian Overseas Bank
GOLAGANJ — LUCKNOW, UTTAR PRADESH
MICR: 226020006 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
GOLAGANJ
IFSC Code
IOBA0000995
MICR Code
226020006
Address
JAGAT NARAIN RD,GOLAGANJ,LUCKNOW
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City
LUCKNOW
District
LUCKNOW
State
UTTAR PRADESH
Contact
2610280

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000995 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000995.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000995.

IFSC Code Structure

I
O
B
A
0
0
0
0
9
9
5
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000995 — Branch code (GOLAGANJ)

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Frequently Asked Questions

Is IOBA0000995 valid for online transfer?
Yes, IOBA0000995 is a valid IFSC code for Indian Overseas Bank GOLAGANJ branch in LUCKNOW, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000995 belong to?
IOBA0000995 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank GOLAGANJ is 226020006. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000995?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.