Indian Overseas Bank GOLAGANJ Branch IFSC Code
IOBA 0000995
GOLAGANJ — LUCKNOW, UTTAR PRADESH
MICR: 226020006
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- GOLAGANJ
- IFSC Code
- IOBA0000995
- MICR Code
- 226020006
- City
- LUCKNOW
- District
- LUCKNOW
- State
- UTTAR PRADESH
- Contact
- 2610280
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0000995 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000995.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000995.
IFSC Code Structure
I
O
B
A
0
0
0
0
9
9
5
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 000995 — Branch code (GOLAGANJ)
Nearby Indian Overseas Bank Branches in LUCKNOW
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MICR: 226020002 RTGS ✓ NEFT ✓ IMPS ✓
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INDIRA NGR
IOBA0000684
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MICR: 226020007 RTGS ✓ NEFT ✓ IMPS ✓
R O LUCKNOW
IOBA0000814
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Frequently Asked Questions
Is IOBA0000995 valid for online transfer?
Yes, IOBA0000995 is a valid IFSC code for Indian Overseas Bank GOLAGANJ branch in LUCKNOW, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000995 belong to?
IOBA0000995 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank GOLAGANJ is 226020006. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000995?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.