Indian Overseas Bank SHANMUGANATHAPURAM Branch IFSC Code

IOBA 0000250
Indian Overseas Bank Logo Indian Overseas Bank
SHANMUGANATHAPURAM — SIVAGANGA, TAMIL NADU
MICR: 630020103 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
SHANMUGANATHAPURAM
IFSC Code
IOBA0000250
MICR Code
630020103
Address
1 BY 95,EAST FIRST STREET SHANMUGANATHAPURAM PIN 630314
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City
SIVAGANGA
District
KARAIKUDI
State
TAMIL NADU
Contact
275229

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000250 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000250.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000250.

IFSC Code Structure

I
O
B
A
0
0
0
0
2
5
0
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000250 — Branch code (SHANMUGANATHAPURAM)

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Frequently Asked Questions

Is IOBA0000250 valid for online transfer?
Yes, IOBA0000250 is a valid IFSC code for Indian Overseas Bank SHANMUGANATHAPURAM branch in SIVAGANGA, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000250 belong to?
IOBA0000250 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank SHANMUGANATHAPURAM is 630020103. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000250?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.