Indian Overseas Bank KAGALWADI Branch IFSC Code
IOBA 0000309
KAGALWADI — CHAMARAJANAGAR, KARNATAKA
MICR: 571020551
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- KAGALWADI
- IFSC Code
- IOBA0000309
- MICR Code
- 571020551
- City
- CHAMARAJANAGAR
- District
- KAGALWADI
- State
- KARNATAKA
- Contact
- +918226232179
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0000309 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000309.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000309.
IFSC Code Structure
I
O
B
A
0
0
0
0
3
0
9
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 000309 — Branch code (KAGALWADI)
Nearby Indian Overseas Bank Branches in CHAMARAJANAGAR
KOLLEGALA
IOBA0002839
3338A BASTIPURA MAIN ROAD 7TH WARD BASAVESHWARNAGAR SRINIVASA THEATRE KOLLEGALA 571440
MICR: 571020452 RTGS ✓ NEFT ✓ IMPS ✓
CHAMARAJANAGARA
IOBA0002976
NO 6 BY 93,ASSNO OLD A542 BY 683,NEW 799 BY 743 CHAMAL STREET,CHAMARAJANAGARA DT 571105
MICR: 571020352 RTGS ✓ NEFT ✓ IMPS ✓
HONNUR
IOBA0003266
NEARPANCHAYATH OFFICE AND ANGANAWADI,HONNUR VILLAGEYELANDUR TQ,CHAMARAJANAGAR DIST,KARNATAKA 571441
RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0000309 valid for online transfer?
Yes, IOBA0000309 is a valid IFSC code for Indian Overseas Bank KAGALWADI branch in CHAMARAJANAGAR, KARNATAKA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000309 belong to?
IOBA0000309 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KAGALWADI is 571020551. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000309?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.