Indian Overseas Bank CHAMARAJANAGARA Branch IFSC Code

IOBA 0002976
Indian Overseas Bank Logo Indian Overseas Bank
CHAMARAJANAGARA — CHAMARAJANAGAR, KARNATAKA
MICR: 571020352 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
CHAMARAJANAGARA
IFSC Code
IOBA0002976
MICR Code
571020352
Address
NO 6 BY 93,ASSNO OLD A542 BY 683,NEW 799 BY 743 CHAMAL STREET,CHAMARAJANAGARA DT 571105
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City
CHAMARAJANAGAR
District
KOLLEGAL
State
KARNATAKA
Contact
+914428584896

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0002976 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002976.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002976.

IFSC Code Structure

I
O
B
A
0
0
0
2
9
7
6
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 002976 — Branch code (CHAMARAJANAGARA)

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Frequently Asked Questions

Is IOBA0002976 valid for online transfer?
Yes, IOBA0002976 is a valid IFSC code for Indian Overseas Bank CHAMARAJANAGARA branch in CHAMARAJANAGAR, KARNATAKA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002976 belong to?
IOBA0002976 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank CHAMARAJANAGARA is 571020352. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002976?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.