Indian Overseas Bank KADAYANALLUR Branch IFSC Code

IOBA 0000324
Indian Overseas Bank Logo Indian Overseas Bank
KADAYANALLUR — TIRUNELVALI, TAMIL NADU
MICR: 627020052 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
KADAYANALLUR
IFSC Code
IOBA0000324
MICR Code
627020052
Address
113 A,UPSTAIRS MAIN ROAD,KADAYANALLUR PIN 627751
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City
TIRUNELVALI
District
KADAYANALLUR
State
TAMIL NADU
Contact
240248

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000324 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000324.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000324.

IFSC Code Structure

I
O
B
A
0
0
0
0
3
2
4
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000324 — Branch code (KADAYANALLUR)

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Frequently Asked Questions

Is IOBA0000324 valid for online transfer?
Yes, IOBA0000324 is a valid IFSC code for Indian Overseas Bank KADAYANALLUR branch in TIRUNELVALI, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000324 belong to?
IOBA0000324 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KADAYANALLUR is 627020052. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000324?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.