Indian Overseas Bank ANAND Branch IFSC Code
IOBA 0000399
ANAND — ANAND, GUJARAT
MICR: 388020001
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- ANAND
- IFSC Code
- IOBA0000399
- MICR Code
- 388020001
- City
- ANAND
- District
- ANAND
- State
- GUJARAT
- Contact
- +912692259354
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0000399 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000399.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000399.
IFSC Code Structure
I
O
B
A
0
0
0
0
3
9
9
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 000399 — Branch code (ANAND)
Nearby Indian Overseas Bank Branches in ANAND
KHAMBHAT CAMBAY
IOBA0000354
GAWARA BAZAAR, NEAR SARDAR TOWER, KHAMBHAT388620
MICR: 388020091 RTGS ✓ NEFT ✓ IMPS ✓
GOPALPURA
IOBA0000699
GOPALPURA,388370
MICR: 388020502 RTGS ✓ NEFT ✓ IMPS ✓
VAGHASI
IOBA0003073
NO.445 BY 2 KHEDUT BHAVAN,NEAR NH NO.8,VAGHASI VILLAGE,DIST.ANAND,388320,GUJARAT
RTGS ✓ NEFT ✓ IMPS ✓
JOL
IOBA0003304
NO.22,RADHA SWAMY SOCIETY JOL ANAND,GUJARAT PIN 388315
RTGS ✓ NEFT ✓ IMPS ✓
VALLABH VIDYA NAGAR
IOBA0003914
SHOP NO.4,SIGMA PRIME,NEAR SARDAR PATEL STATUE,VALLABH VIDYA NAGAR,DISTRICT ANAND,GUJARAT -388120
MICR: 388020004 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0000399 valid for online transfer?
Yes, IOBA0000399 is a valid IFSC code for Indian Overseas Bank ANAND branch in ANAND, GUJARAT. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000399 belong to?
IOBA0000399 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank ANAND is 388020001. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000399?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.