Indian Overseas Bank ANAND Branch IFSC Code

IOBA 0000399
Indian Overseas Bank Logo Indian Overseas Bank
ANAND — ANAND, GUJARAT
MICR: 388020001 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
ANAND
IFSC Code
IOBA0000399
MICR Code
388020001
Address
1, STATION ROAD, ANAND - 388001
Open in Google Maps
City
ANAND
District
ANAND
State
GUJARAT
Contact
+912692259354

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000399 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000399.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000399.

IFSC Code Structure

I
O
B
A
0
0
0
0
3
9
9
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000399 — Branch code (ANAND)

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Frequently Asked Questions

Is IOBA0000399 valid for online transfer?
Yes, IOBA0000399 is a valid IFSC code for Indian Overseas Bank ANAND branch in ANAND, GUJARAT. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000399 belong to?
IOBA0000399 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank ANAND is 388020001. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000399?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.