Indian Overseas Bank VALLABH VIDYA NAGAR Branch IFSC Code

IOBA 0003914
Indian Overseas Bank Logo Indian Overseas Bank
VALLABH VIDYA NAGAR — ANAND, GUJARAT
MICR: 388020004 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
VALLABH VIDYA NAGAR
IFSC Code
IOBA0003914
MICR Code
388020004
Address
SHOP NO.4,SIGMA PRIME,NEAR SARDAR PATEL STATUE,VALLABH VIDYA NAGAR,DISTRICT ANAND,GUJARAT -388120
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City
ANAND
District
ANAND
State
GUJARAT

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0003914 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003914.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003914.

IFSC Code Structure

I
O
B
A
0
0
0
3
9
1
4
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 003914 — Branch code (VALLABH VIDYA NAGAR)

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Frequently Asked Questions

Is IOBA0003914 valid for online transfer?
Yes, IOBA0003914 is a valid IFSC code for Indian Overseas Bank VALLABH VIDYA NAGAR branch in ANAND, GUJARAT. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003914 belong to?
IOBA0003914 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank VALLABH VIDYA NAGAR is 388020004. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0003914?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.