Indian Overseas Bank GURGAON Branch IFSC Code

IOBA 0000403
Indian Overseas Bank Logo Indian Overseas Bank
GURGAON — GURGAON, HARYANA
MICR: 110020032 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
GURGAON
IFSC Code
IOBA0000403
MICR Code
110020032
Address
YADAV BHAVAN, OLD RAILWAY ROAD, GURGAON - 122001
Open in Google Maps
City
GURGAON
District
GURGAON
State
HARYANA
Contact
+911242310853

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000403 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000403.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000403.

IFSC Code Structure

I
O
B
A
0
0
0
0
4
0
3
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000403 — Branch code (GURGAON)

Nearby Indian Overseas Bank Branches in GURGAON

View all Indian Overseas Bank branches in GURGAON →

Frequently Asked Questions

Is IOBA0000403 valid for online transfer?
Yes, IOBA0000403 is a valid IFSC code for Indian Overseas Bank GURGAON branch in GURGAON, HARYANA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000403 belong to?
IOBA0000403 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank GURGAON is 110020032. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000403?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.