Indian Overseas Bank GURGAONSECTOR Branch IFSC Code

IOBA 0001804
Indian Overseas Bank Logo Indian Overseas Bank
GURGAONSECTOR — GURGAON, HARYANA
MICR: 110020085 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
GURGAONSECTOR
IFSC Code
IOBA0001804
MICR Code
110020085
Address
SECTOR 44, APPAREL HOUSE, INSTITUTIONAL AREA, GURGAON PIN 122003
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City
GURGAON
District
GURGAON
State
HARYANA
Contact
27258042

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0001804 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001804.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001804.

IFSC Code Structure

I
O
B
A
0
0
0
1
8
0
4
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 001804 — Branch code (GURGAONSECTOR)

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Frequently Asked Questions

Is IOBA0001804 valid for online transfer?
Yes, IOBA0001804 is a valid IFSC code for Indian Overseas Bank GURGAONSECTOR branch in GURGAON, HARYANA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001804 belong to?
IOBA0001804 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank GURGAONSECTOR is 110020085. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001804?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.