Indian Overseas Bank MANDI Branch IFSC Code

IOBA 0000422
Indian Overseas Bank Logo Indian Overseas Bank
MANDI — MANDI, HIMACHAL PRADESH
MICR: 175020202 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
MANDI
IFSC Code
IOBA0000422
MICR Code
175020202
Address
116-5,SAMMKHETER BAZAR ,MANDI-PATHANKOT ROAD ,MANDI,PIN CODE-175001
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City
MANDI
District
MANDI
State
HIMACHAL PRADESH
Contact
+911905222996

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000422 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000422.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000422.

IFSC Code Structure

I
O
B
A
0
0
0
0
4
2
2
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000422 — Branch code (MANDI)

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Frequently Asked Questions

Is IOBA0000422 valid for online transfer?
Yes, IOBA0000422 is a valid IFSC code for Indian Overseas Bank MANDI branch in MANDI, HIMACHAL PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000422 belong to?
IOBA0000422 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank MANDI is 175020202. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000422?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.