Indian Overseas Bank SUNDERNAGAR Branch IFSC Code

IOBA 0000553
Indian Overseas Bank Logo Indian Overseas Bank
SUNDERNAGAR — MANDI, HIMACHAL PRADESH
MICR: 174020002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
SUNDERNAGAR
IFSC Code
IOBA0000553
MICR Code
174020002
Address
BHOJPUR BAZAR, SUNDERNAGAR175002
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City
MANDI
District
BHOJPUR
State
HIMACHAL PRADESH
Contact
+911907262446

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000553 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000553.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000553.

IFSC Code Structure

I
O
B
A
0
0
0
0
5
5
3
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000553 — Branch code (SUNDERNAGAR)

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Frequently Asked Questions

Is IOBA0000553 valid for online transfer?
Yes, IOBA0000553 is a valid IFSC code for Indian Overseas Bank SUNDERNAGAR branch in MANDI, HIMACHAL PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000553 belong to?
IOBA0000553 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank SUNDERNAGAR is 174020002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000553?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.