Indian Overseas Bank GHAZIABAD Branch IFSC Code

IOBA 0000457
Indian Overseas Bank Logo Indian Overseas Bank
GHAZIABAD — GHAZIABAD, UTTAR PRADESH
MICR: 110020042 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
GHAZIABAD
IFSC Code
IOBA0000457
MICR Code
110020042
Address
2 NAVYUG MRKT,GHAZIABAD
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City
GHAZIABAD
District
GHAZIABAD
State
UTTAR PRADESH
Contact
+911202791272

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000457 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000457.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000457.

IFSC Code Structure

I
O
B
A
0
0
0
0
4
5
7
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000457 — Branch code (GHAZIABAD)

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Frequently Asked Questions

Is IOBA0000457 valid for online transfer?
Yes, IOBA0000457 is a valid IFSC code for Indian Overseas Bank GHAZIABAD branch in GHAZIABAD, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000457 belong to?
IOBA0000457 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank GHAZIABAD is 110020042. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000457?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.