Indian Overseas Bank KAUSHAMBI Branch IFSC Code
IOBA 0002387
KAUSHAMBI — GHAZIABAD, UTTAR PRADESH
MICR: 110020113
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- KAUSHAMBI
- IFSC Code
- IOBA0002387
- MICR Code
- 110020113
- City
- GHAZIABAD
- District
- KAUSHAMBI
- State
- UTTAR PRADESH
- Contact
- 2773994
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0002387 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002387.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002387.
IFSC Code Structure
I
O
B
A
0
0
0
2
3
8
7
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 002387 — Branch code (KAUSHAMBI)
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RAJENDRA NAGAR GHAZIABAD
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Frequently Asked Questions
Is IOBA0002387 valid for online transfer?
Yes, IOBA0002387 is a valid IFSC code for Indian Overseas Bank KAUSHAMBI branch in GHAZIABAD, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002387 belong to?
IOBA0002387 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KAUSHAMBI is 110020113. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002387?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.