Indian Overseas Bank BALLYGUNGE PARK ROAD Branch IFSC Code

IOBA 0000477
Indian Overseas Bank Logo Indian Overseas Bank
BALLYGUNGE PARK ROAD — KOLKATA, WEST BENGAL
MICR: 700020009 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
BALLYGUNGE PARK ROAD
IFSC Code
IOBA0000477
MICR Code
700020009
Address
22, BALLYGUNGE PARK ROAD, OLD BALLYGUNGE, KOLKATA - 700019
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City
KOLKATA
District
KOLKATA
State
WEST BENGAL
Contact
22475902

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000477 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000477.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000477.

IFSC Code Structure

I
O
B
A
0
0
0
0
4
7
7
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000477 — Branch code (BALLYGUNGE PARK ROAD)

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Frequently Asked Questions

Is IOBA0000477 valid for online transfer?
Yes, IOBA0000477 is a valid IFSC code for Indian Overseas Bank BALLYGUNGE PARK ROAD branch in KOLKATA, WEST BENGAL. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000477 belong to?
IOBA0000477 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank BALLYGUNGE PARK ROAD is 700020009. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000477?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.