Indian Overseas Bank SONAPATTI Branch IFSC Code

IOBA 0000497
Indian Overseas Bank Logo Indian Overseas Bank
SONAPATTI — KOLKATA, WEST BENGAL
MICR: 700020013 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
SONAPATTI
IFSC Code
IOBA0000497
MICR Code
700020013
Address
35,NALINI SETT RD,SONAPATTI,KOLKATA
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City
KOLKATA
District
KOLKATA
State
WEST BENGAL
Contact
22581477

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000497 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000497.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000497.

IFSC Code Structure

I
O
B
A
0
0
0
0
4
9
7
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000497 — Branch code (SONAPATTI)

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Frequently Asked Questions

Is IOBA0000497 valid for online transfer?
Yes, IOBA0000497 is a valid IFSC code for Indian Overseas Bank SONAPATTI branch in KOLKATA, WEST BENGAL. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000497 belong to?
IOBA0000497 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank SONAPATTI is 700020013. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000497?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.