Indian Overseas Bank CHINSURAH Branch IFSC Code
IOBA 0000499
Indian Overseas Bank CHINSURAH — HOOGHLY, WEST BENGAL
MICR: 700020041
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- CHINSURAH
- IFSC Code
- IOBA0000499
- MICR Code
- 700020041
- City
- HOOGHLY
- District
- HUGLI-CHINSURAH
- State
- WEST BENGAL
- Contact
- 26802612
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0000499 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000499.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000499.
IFSC Code Structure
I
O
B
A
0
0
0
0
4
9
9
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 000499 — Branch code (CHINSURAH)
Nearby Indian Overseas Bank Branches in HOOGHLY
CHANDER NAGAR
IOBA0000649
URDI BAZAAR PO CHANDER NAGAR CHANDER NAGAR PIN 712136
MICR: 700020040 RTGS ✓ NEFT ✓ IMPS ✓
JAYARHATALA
IOBA0001142
VILLAGE AND PO JAYAR,JAYAR,PIN 712149
MICR: 700020503 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0000499 valid for online transfer?
Yes, IOBA0000499 is a valid IFSC code for Indian Overseas Bank CHINSURAH branch in HOOGHLY, WEST BENGAL. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000499 belong to?
IOBA0000499 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank CHINSURAH is 700020041. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000499?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.